Medical Solutions NOW - Treatment Solutions for Auto-Related Injuries     (888) 718-HURT
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CALL TOLL FREE 888-718-HURT (4878)
 

 
INSURANCE & PAYMENT OPTIONS WE ACCEPT:
  • ALL AUTO INSURANCE ACCEPTED!
  • LOP's (Letters Of Protection)
  • Some WORKER'S COMP. INSURANCE
  • MOST PPO
  • Affordable Self-Pay options available for all patients
 
 
UNDERSTANDING AUTO INSURANCE COVERAGE IN FLORIDA
 
FLORIDA PIP
Understanding PIP coverage (Personal Injury Protection)
 
Understand No-fault PIP benefits are designed to pay the medical benefits of those injured in a car, regardless of who was at fault for the accident.  This means that if you are driving your car, and someone else causes your accident, Florida car insurance law dictates that your own policy always pays for your medical bills.  In Florida, this also includes pedestrians that are struck by a covered vehicle.  This legislation was designed to eliminate delays caused by liability disputes common in car accidents.  Without no-fault laws, a person’s medical care may be placed in jeopardy while the insurance companies fight over which driver was liable for the accident, which could take a significant amount of time.
Per Florida law, when you own a motor vehicle you MUST carry $10,000 of personal injury protection insurance (PIP) and a minimum of $10,000 of property damage liability insurance. You may have a deductible of up to $2,000 for PIP coverage and $500 for Property Damage Liability.
Personal injury protection (PIP) insurance covers you regardless of whether you cause an accident (are "at-fault") -- up to the limits of the policy. PIP is designed to reduce the necessity of suing for reimbursement of medical and related bills from auto accidents. PIP pays:
  • 80% of reasonable medical expenses
  • 60 percent of lost wages
  • $5,000 for death benefits
 
For accidents that happen in Florida, PIP covers you and relatives who live in your home, certain passengers, and others who drive your car with your permission. Pedestrians and bicyclists are also covered if they are Florida residents.
 
For accidents that happen outside Florida but inside the U.S. or Canada, PIP covers you and relatives who live in your home. In this case, you must be driving your own vehicle. Persons other than you or your relatives are not covered.
 
 
PLEASE CONTACT US WITH ANY FURTHER QUESTIONS! 
 
We're available 24/7
CALL TOLL FREE 888-718-HURT (4878) 
       
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Medical Solutions NOW is a Medical Referral Service
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